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",[129,130],"binding",{"value":131},"fact:ovpay",". Hold your card, phone or watch against the reader when you board and again when you leave, and the day's fares are taken from your account automatically the next working day.",[134,135,137],"h2",{"id":136},"do-i-still-need-an-ov-chipkaart","Do I still need an OV-chipkaart",[125,139,140,141,144],{},"Older guides, and other au pairs who arrived a few years ago, may still tell you to buy an OV-chipkaart at the station. Do not look for one. Here is why: ",[129,142],{"value":143},"fact:ov-chipkaart",". If you already own one from an earlier visit, treat it as a backup at most, not your main way to travel, since the system behind it is being phased out.",[134,146,148],{"id":147},"what-if-my-bank-card-does-not-work-or-i-do-not-have-one-yet","What if my bank card does not work, or I do not have one yet",[125,150,151],{},"Some au pairs arrive before a Dutch bank account exists, and a card from home does not always work at a Dutch reader. If yours does not, order an OV-pas through the OVpay app or OVpay.nl, or buy one at an RET or HTM service point, and at a growing number of shops. You top it up yourself and use it exactly like a bank card at the reader. Get one anyway if you want to add an NS subscription later or rent an OV-fiets, since both need a pass rather than a bank card. A train generally asks for a higher minimum balance loaded on the pass before it lets you check in than a local bus or tram does, so check the current minimum in the OVpay app before you travel on a low balance.",[134,153,155],{"id":154},"does-one-card-work-for-both-of-us","Does one card work for both of us",[125,157,158],{},"No. Every traveller checks in and out on their own card, phone or watch, and you cannot check a second person in on your card, even a child or a partner travelling with you. If you carry more than one card, phone or pass, keep the others away from the reader when you tap in, because two held together at once can confuse it and check in the wrong one.",[134,160,162],{"id":161},"what-shows-up-on-your-bank-statement","What shows up on your bank statement",[125,164,165,166,171],{},"You are not charged per journey. The system collects everything you travelled that day into one payment, taken from your account the next working day, and it appears on your statement as a reference starting with the letters NLOV rather than the name of a bus or train company. Forgetting to check out again at the end of a journey is the single most common way to lose money on this system. See ",[167,168,170],"a",{"href":169},"\u002Fen\u002Fguide\u002Fcheck-in-and-check-out","check-in-and-check-out"," for what that actually costs and how to fix it.",{"title":173,"searchDepth":174,"depth":174,"links":175},"",2,[176,177,178,179],{"id":136,"depth":174,"text":137},{"id":147,"depth":174,"text":148},{"id":154,"depth":174,"text":155},{"id":161,"depth":174,"text":162},"2026-08-21T00:00:00.000Z","Dutch public transport is now paid with a contactless bank card, phone or watch instead of a dedicated travel card. What OVpay actually is, why the old OV-chipkaart is being phased out, and when you need a separate OV-pas instead.","md",{},true,"\u002Fen\u002Fguide\u002Fpaying-for-public-transport-in-2026","2026-12-01T00:00:00.000Z",{"title":116,"description":181},[189,190,191,192,193,194,195,196],"https:\u002F\u002Fwww.ns.nl\u002Fen\u002Ftravel\u002Fcheck-in-check-out\u002Fdebit-card","https:\u002F\u002Fwww.ns.nl\u002Fen\u002Fservice-and-contact\u002Fyour-card\u002Ffaq-about-travelling-with-debit-card","https:\u002F\u002F9292.nl\u002Fbetalen-in-ov\u002Fovpay\u002F","https:\u002F\u002Fwww.ov-chipkaart.nl\u002Freizen-met-de-ov-chipkaart","https:\u002F\u002Fbestanden.ret.nl\u002Fuser_upload\u002FDocumenten\u002FPDF\u002FProductvoorwaarden\u002F2026\u002F2026_Informatie_en_services_-_OV-pas.pdf","https:\u002F\u002Fwww.hermes.nl\u002Fnl\u002Fnieuws\u002Fverkoop-van-de-anonieme-ov-chipkaart-stopt-per-1-juli-2026","https:\u002F\u002Fwww.htm.nl\u002Freisproducten\u002Fovpay\u002Fov-pas\u002F","https:\u002F\u002Fwww.ns.nl\u002Fen\u002Fservice-and-contact\u002Fyour-card\u002Fov-pas","first-week","en\u002Fguide\u002F7.paying-for-public-transport-in-2026","volatile","Ule9Tp8_E6N5qVbj2YiQIYTJO5YHV4jt_2otkv0-Q64",1787854365745]