[{"data":1,"prerenderedAt":278},["ShallowReactive",2],{"navigation-en":3,"post:\u002Fen\u002Fblog\u002Fau-pair-insurance:en":114,"post-surround:\u002Fen\u002Fblog\u002Fau-pair-insurance:en":267},[4,23,107],{"title":5,"path":6,"stem":7,"children":8,"icon":22},"Getting Started","\u002Fdocs\u002Fgetting-started","docs\u002F1.getting-started\u002F1.index",[9,12,17],{"title":10,"path":6,"stem":7,"icon":11},"Introduction","i-lucide-house",{"title":13,"path":14,"stem":15,"icon":16},"Household setup","\u002Fdocs\u002Fgetting-started\u002Finstallation","docs\u002F1.getting-started\u002F2.installation","i-lucide-settings",{"title":18,"path":19,"stem":20,"icon":21},"Tasks and hours","\u002Fdocs\u002Fgetting-started\u002Fusage","docs\u002F1.getting-started\u002F3.usage","i-lucide-list-checks",false,{"title":24,"icon":25,"path":26,"stem":27,"children":28,"page":22},"Features","i-lucide-sparkles","\u002Fdocs\u002Ffeatures","docs\u002F2.features",[29,33,38,43,48,53,57,62,67,72,77,82,87,92,97,102],{"title":30,"path":31,"stem":32,"icon":21},"Tasks","\u002Fdocs\u002Ffeatures\u002Ftasks","docs\u002F2.features\u002F1.tasks",{"title":34,"path":35,"stem":36,"icon":37},"Exporting","\u002Fdocs\u002Ffeatures\u002Fexport","docs\u002F2.features\u002F10.export","i-lucide-download",{"title":39,"path":40,"stem":41,"icon":42},"Notifications","\u002Fdocs\u002Ffeatures\u002Fnotifications","docs\u002F2.features\u002F11.notifications","i-lucide-bell",{"title":44,"path":45,"stem":46,"icon":47},"Reference Letters","\u002Fdocs\u002Ffeatures\u002Freferences","docs\u002F2.features\u002F12.references","i-lucide-file-heart",{"title":49,"path":50,"stem":51,"icon":52},"Feedback","\u002Fdocs\u002Ffeatures\u002Ffeedback","docs\u002F2.features\u002F13.feedback","i-lucide-message-square-heart",{"title":54,"path":55,"stem":56,"icon":16},"Settings","\u002Fdocs\u002Ffeatures\u002Fsettings","docs\u002F2.features\u002F14.settings",{"title":58,"path":59,"stem":60,"icon":61},"Calendar Sync","\u002Fdocs\u002Ffeatures\u002Fcalendar-sync","docs\u002F2.features\u002F15.calendar-sync","i-lucide-calendar-sync",{"title":63,"path":64,"stem":65,"icon":66},"Daily Planning","\u002Fdocs\u002Ffeatures\u002Fdaily-planning","docs\u002F2.features\u002F16.daily-planning","i-lucide-utensils",{"title":68,"path":69,"stem":70,"icon":71},"Billing","\u002Fdocs\u002Ffeatures\u002Fbilling","docs\u002F2.features\u002F17.billing","i-lucide-credit-card",{"title":73,"path":74,"stem":75,"icon":76},"Calendar","\u002Fdocs\u002Ffeatures\u002Fcalendar","docs\u002F2.features\u002F3.calendar","i-lucide-calendar",{"title":78,"path":79,"stem":80,"icon":81},"House Rules","\u002Fdocs\u002Ffeatures\u002Fhouse-rules","docs\u002F2.features\u002F4.house-rules","i-lucide-scroll-text",{"title":83,"path":84,"stem":85,"icon":86},"Leave Management","\u002Fdocs\u002Ffeatures\u002Fleave","docs\u002F2.features\u002F5.leave","i-lucide-tree-palm",{"title":88,"path":89,"stem":90,"icon":91},"Children","\u002Fdocs\u002Ffeatures\u002Fchildren","docs\u002F2.features\u002F6.children","i-lucide-baby",{"title":93,"path":94,"stem":95,"icon":96},"Emergency info","\u002Fdocs\u002Ffeatures\u002Femergency","docs\u002F2.features\u002F7.emergency","i-lucide-shield-alert",{"title":98,"path":99,"stem":100,"icon":101},"Expenses","\u002Fdocs\u002Ffeatures\u002Fexpenses","docs\u002F2.features\u002F8.expenses","i-lucide-wallet",{"title":103,"path":104,"stem":105,"icon":106},"Check-ins","\u002Fdocs\u002Ffeatures\u002Fcheck-ins","docs\u002F2.features\u002F9.check-ins","i-lucide-message-circle",{"title":108,"path":109,"stem":110,"children":111,"icon":113},"FAQ","\u002Fdocs\u002Ffaq","docs\u002F3.faq\u002F1.index",[112],{"title":108,"path":109,"stem":110,"icon":113},"i-lucide-circle-help",{"id":115,"title":116,"authors":117,"badge":123,"body":125,"date":254,"description":255,"extension":256,"image":257,"meta":258,"navigation":259,"path":260,"readingTime":261,"seo":262,"stem":265,"__hash__":266},"posts_en\u002Fblog\u002F10.au-pair-insurance.md","Au pair insurance: what, when and who pays",[118],{"name":119,"to":120,"avatar":121},"Opairly Team","https:\u002F\u002Fopairly.nl",{"src":122},"\u002Ffavicon-96x96.png",{"label":124},"Tips",{"type":126,"value":127,"toc":245},"minimark",[128,132,137,140,143,147,150,153,161,165,181,184,193,197,216,220],[129,130,131],"p",{},"An au pair's insurance consists of two parts that often get mixed up: the au pair insurance that must be arranged before departure, and the Dutch basic health insurance that only follows after arrival. Confuse the two and you miss a deadline. This is how the chain works.",[133,134,136],"h2",{"id":135},"part-1-the-au-pair-insurance-before-departure","Part 1: the au pair insurance, before departure",[129,138,139],{},"The au pair insurance is a package built for the au pair situation. It typically covers liability, accidents and repatriation, and bridges the medical coverage until the basic health insurance starts. In practice the host family arranges it and the premium sits on the family's side of the costs; some agencies file the application on the family's behalf. Expect around 30 to 60 euros per month.",[129,141,142],{},"The timing is strict. Apply for the policy 2 to 4 weeks before departure, and make sure coverage starts before your au pair leaves the home country. Otherwise the journey itself, including layovers and arrival, is uninsured. This is the deadline families miss most often, because it falls before the arrival date while every other deadline starts after it.",[133,144,146],{"id":145},"part-2-the-basic-health-insurance-within-4-months","Part 2: the basic health insurance, within 4 months",[129,148,149],{},"After arrival your au pair takes out a Dutch basic health insurance. It must start within 4 months of arrival. That requires a citizen service number (BSN), which your au pair only receives after registering at the municipality (BRP). So the order is fixed: first BRP registration, then BSN, then the health insurance.",[129,151,152],{},"With the BSN and a DigiD your au pair can then apply for healthcare allowance, which compensates a large part of the monthly premium. A Dutch bank account is practically required for that as well.",[154,155],"prose-callout",{"description":156,"icon":157,"link":158,"linkText":159,"title":160},"In Opairly you and your au pair record the agreements, the schedule and the emergency information together, so questions like these never turn into confusion.","🛡️","\u002Fsignup","Start your free trial","All agreements in one place?",[133,162,164],{"id":163},"the-chain-at-a-glance","The chain at a glance",[166,167,168,172,175,178],"ol",{},[169,170,171],"li",{},"No later than 2 to 4 weeks before departure: apply for the au pair insurance, with a start date before the departure date.",[169,173,174],{},"Within 5 days of arrival: register at the municipality (BRP), after which the BSN follows.",[169,176,177],{},"Within 4 months of arrival: the basic health insurance must start.",[169,179,180],{},"After that: apply for a DigiD, open a bank account and apply for healthcare allowance.",[129,182,183],{},"The au pair insurance keeps running alongside the basic health insurance: they complement each other rather than replace each other. Which parts you still need once the basic insurance runs differs per policy, so put that question to the insurer when you take the policy out.",[129,185,186,187,192],{},"What an au pair costs in total, including these insurances, is covered in ",[188,189,191],"a",{"href":190},"\u002Fen\u002Fblog\u002Fau-pair-costs-netherlands","how much an au pair costs in the Netherlands",".",[133,194,196],{"id":195},"sources","Sources",[198,199,200,209],"ul",{},[169,201,202],{},[188,203,208],{"href":204,"rel":205,"target":207},"https:\u002F\u002Fwww.aupairverzekeringen.nl\u002Fstappenplan",[206],"nofollow","_blank","Aupairverzekeringen.nl. Step-by-step plan",[169,210,211],{},[188,212,215],{"href":213,"rel":214,"target":207},"https:\u002F\u002Find.nl\u002Fen\u002Fresidence-permits\u002Fau-pair-and-exchange\u002Fresidence-permit-au-pair",[206],"IND. Residence permit au pair",[133,217,219],{"id":218},"related-articles","Related articles",[198,221,222,228,234,239],{},[169,223,224],{},[188,225,227],{"href":226},"\u002Fen\u002Fblog\u002Fau-pair-arrival-checklist","Au pair arrival checklist for host families",[169,229,230],{},[188,231,233],{"href":232},"\u002Fen\u002Fblog\u002Ffirst-week-au-pair-checklist","First week with your au pair: a practical checklist",[169,235,236],{},[188,237,238],{"href":190},"How much does an au pair cost in the Netherlands?",[169,240,241],{},[188,242,244],{"href":243},"\u002Fen\u002Fblog\u002Fau-pair-rules-netherlands","Au pair rules in the Netherlands: a complete overview",{"title":246,"searchDepth":247,"depth":247,"links":248},"",2,[249,250,251,252,253],{"id":135,"depth":247,"text":136},{"id":145,"depth":247,"text":146},{"id":163,"depth":247,"text":164},{"id":195,"depth":247,"text":196},{"id":218,"depth":247,"text":219},"2026-08-07T00:00:00.000Z","Your au pair's insurance comes in two parts with three deadlines. This is how the chain works, from the application before departure to the healthcare allowance.","md",null,{},true,"\u002Fblog\u002Fau-pair-insurance",5,{"title":263,"description":264},"Arranging au pair insurance: deadlines and costs | Opairly","Au pair insurance before departure, basic health insurance within 4 months, then healthcare allowance. The full chain for host families explained.","blog\u002F10.au-pair-insurance","G9UQilQV7UnILpkEIK_-hY3xuiD9M7ukztpfXNYBR-I",[268,273],{"title":269,"path":270,"stem":271,"description":272,"children":-1},"How many hours can an au pair work in the Netherlands?","\u002Fen\u002Fblog\u002Fau-pair-hour-regulations-netherlands","blog\u002F1.au-pair-hour-regulations-netherlands","Au pair working hours in the Netherlands: 30 hours per week, 8 hours per day. A practical guide to hour limits, tracking, and scheduling for host families.",{"title":274,"path":275,"stem":276,"description":277,"children":-1},"The mandatory weekly schedule for your au pair (IND requirement)","\u002Fen\u002Fblog\u002Fmandatory-au-pair-weekly-schedule-ind","blog\u002F11.mandatory-au-pair-weekly-schedule-ind","A signed weekly schedule covering all seven days is a condition for your au pair's residence permit. This is what it must contain and how to build one.",1787854363679]